This case centers around the personal planning needs of a husband and wife with two teenage children. The husband has insurance, investment, retirement, and estate problems that need to be solved in a coordinated plan of action. The wife has insurance, retirement, and estate problems that also need to be solved. The wife works part time for a non-profit organization and part time for herself. This involves various retirement opportunities for her. In addition, this is a second marriage for the husband. He still has responsibilities to his first wife. He works for a large publicly-owned company. This case is updated with the current tax laws.
Many practitioners struggle with these problems, particularly in terms of setting them up. This module is NOT intended to help you through keystrokes of a calculator, but instead to help you in conceptualizing these problems for solution. Taking a single 3 step problem, and then rotate some of the language and verbage, you will see how these things are impacted.
As a financial planner, one must not only be able to calculate some basic ratios, but also evaluate them in the client context. This case centers around Derek "The Sniper" Scofield who is a young man looking for direction. He is interested in some sound financial recommendation to create a budget and a financial plan.
This case centers on a licensed professional who is driven by need for professional recognition and financial rewards. Clients have been close to suing this professional over the past few years. His wife is starting a new business. Their major concern is to protect their assets from malpractice (errors and omissions), liability claims, and business losses.
This course outlines two forms of business entity for a particular business and owner. A comparison chart is used for each of the 15 factors. In addition, an ongoing case example is used to illustrate most of the factors.
This course is for CFP credits.
This course will discuss the public's expectations; the professional's responsibilities; rules and principles; continuing education requirements; and State of Insurance Department special efforts to fight unauthorized entities. A portion of the course will be devoted to the Board of Professional Review misconduct cases of various types. Ken Zahn has been an arbitrator and an expert witness for both the plaintiff and the defendant in financial planning cases. He will be the presenter for this board-based discussion of ethical behavior by professionals.
NOTE: This course does not satisfy Florida Department of Insurance Senior Suitability requirements.
This course is for CFP and Insurance Credits (see approved state listing)
This course will discuss the public's expectations; the professional's responsibilities; rules and principles; continuing education requirements; and State of Insurance Department special efforts to fight unauthorized entities. A portion of the course will be devoted to the Board of Professional Review misconduct cases of various types. Ken Zahn has been an arbitrator and an expert witness for both the plaintiff and the defendant in financial planning cases. He will be the presenter for this board-based discussion of ethical behavior by professionals.
NOTE: This course does not satisfy Florida Department of Insurance Senior Suitability requirements.